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Share/Loan Ratio Management Portfolio Your one solution for insurance, from a solution that knows your needs the best! Managing your credit union's share/loan ration can be challenging. Arm yourself with all of these products and gain more control over managing your portfolios. Share Portfolio Management Solutions IRA Products One great way to increase shares at your credit union is to offer IRA accounts. These accounts are intended to be retirement savings accounts and because of the recent changes to Roth and Coverdell Education accounts, IRAs are increasing in popularity. ACUL Services, Inc. can help you take advantage of strategically administered IRAs with CUNA Mutual Business Service's (CMBS) IRA Program. The CMBG Program will adjust to any credit union's needs. The CMBG Self-Administered program will allow your credit union the control over the entire program. The CMBG Administered Program will take care of your IRA program including, tax reporting, mandatory distribution calculation and account changes. With IRA Direct, you transmit IRA information, view transactions, access up-to-date forms and much more - all using the convenience of the Internet. You will be amazed at how easy IRAs can be using ACUL Services, Inc. Loan Portfolio Management Solutions Credit Card Products ACUL Services, Inc. is able to offer your credit union credit card processing through Fidelity National Information Services (formerly Certegy) with over 30 years of experience in credit card processing, FIS understands the importance of keeping pace with the rapidly changing and competitive credit card industry. They provide turnkey programs offering a full range of support services, in-house processing and program enhancements. We also have an alternative for smaller credit unions with limited staff availability. Through the Illinois Credit Union League we offer the Apollo Program. This credit card program is designed for credit unions that may find processing and servicing with a traditional credit card company to be too expensive for their institution. This low cost option is a great way to service members of smaller credit unions. ValueCheck, Inc. ACUL Services, Inc. has a great way to increase your equity loan volume. Use ValueCheck to close loans in a more efficient manner. ValueCheck is a sophisticated technology that provides your credit union with instant real estate property valuations. The product is available on a CD-ROM stand-alone, network version or via the Internet. In addition to property valuations, your credit union can use ValueCheck to get census tract numbers, legal descriptions and comparable sales information on your second mortgages and home equity loans. Integrate ValueCheck into your automated lending system and give members instant approvals on equity loans. You can even take advantage of ValueCheck's matching program. You simply send ValueCheck a compiled listing of your members and receive back a listing of homeowners that are targets for equity loans. By utilizing ValueCheck, you save both your member and your credit union time and money. Debt Recovery Product ACUL Services, Inc. has an excellent way to recover debt with Ascend United. Ascend United makes it possible for credit unions of all sizes to recover charged - off debt. Ascend United enriches credit unions through advanced recovery techniques, and generates immediate income on charged - off debt. Furthermore, Ascend United eliminates 1099c reporting requirements and FDCPA coalition worries. Let Ascend United free up your staff to focus on collectible accounts. |
